Super Visa Insurance is a mandatory medical insurance required by Immigration, Refugees and Citizenship Canada (IRCC) for parents and grandparents applying for a Super Visa to visit Canada. It ensures that visiting family members have comprehensive emergency medical coverage throughout their stay, safeguarding against high healthcare expenses.
Canadian healthcare is excellent but expensive, particularly for visitors who aren't covered under provincial plans. Super Visa Insurance covers emergency medical expenses, hospitalization, ambulance services, prescription medications, emergency dental care, and diagnostic tests, providing peace of mind to both visitors and their Canadian host families.
A crucial aspect of Super Visa Insurance is coverage for pre-existing conditions. Many insurers offer policies that cover stable pre-existing medical conditions, provided these conditions have remained unchanged for a specific period, typically 90 to 180 days before coverage begins. It's important to thoroughly understand policy details and stability clauses when purchasing insurance.
Applicants must secure at least $100,000 in coverage valid for at least one year from a Canadian insurance provider to meet Super Visa requirements. Policies can generally be renewed annually, ensuring ongoing protection during extended visits.
In summary, Super Visa Insurance is essential for ensuring the health and financial protection of visiting parents and grandparents in Canada. To secure the best policy, always compare quotes and terms from trusted Canadian insurance providers.